:root {
  --anchor-navy: #12314a;
  --anchor-navy-deep: #0b263d;
  --anchor-sage: #7f9688;
  --anchor-sage-light: #aebdb2;
  --anchor-coastal-blue: #6f8d9b;
  --anchor-cream: #f8f4ee;
  --anchor-warm-white: #fffdfc;
  --anchor-sand: #e7d8c8;
  --anchor-blush: #eaddd4;
  --anchor-text: #1f3344;
  --anchor-muted: #687a75;

  --serif: "Cormorant Garamond", "Playfair Display", Georgia, "Times New Roman", serif;
  --sans: "Source Sans 3", "Nunito Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;
  --shadow-sm: 0 1px 2px rgba(18, 49, 74, 0.06), 0 4px 12px rgba(18, 49, 74, 0.05);
  --shadow: 0 6px 24px rgba(18, 49, 74, 0.08), 0 2px 6px rgba(18, 49, 74, 0.05);
  --container: 1160px;

  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
}

/* Reset / base ------------------------------------------------------------ */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--sans);
  font-weight: 400;
  font-size: 17px;
  line-height: 1.65;
  color: var(--anchor-text);
  background: var(--anchor-warm-white);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--anchor-navy);
  text-decoration-color: var(--anchor-sage-light);
  text-underline-offset: 3px;
}

a:hover {
  text-decoration-color: var(--anchor-sage);
}

h1,
h2,
h3,
h4 {
  font-family: var(--serif);
  font-weight: 600;
  color: var(--anchor-navy);
  letter-spacing: 0.005em;
  margin: 0 0 0.5em;
  line-height: 1.18;
}

h1 {
  font-size: clamp(2.25rem, 4.6vw, 3.6rem);
  font-weight: 600;
}

h1 em {
  font-style: italic;
  color: var(--anchor-sage);
}

h2 {
  font-size: clamp(1.75rem, 3.2vw, 2.5rem);
}

h3 {
  font-size: 1.25rem;
}

p {
  margin: 0 0 1em;
}

.container {
  width: min(100% - 2.5rem, var(--container));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--anchor-navy);
  color: #fff;
  padding: 0.6rem 1rem;
  border-radius: 0 0 8px 0;
  z-index: 1000;
}
.skip-link:focus {
  left: 0;
}

/* Buttons ----------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.5rem;
  border-radius: 999px;
  font-family: var(--sans);
  font-weight: 500;
  font-size: 1rem;
  letter-spacing: 0.01em;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.25s var(--ease), background-color 0.25s var(--ease),
    color 0.25s var(--ease), box-shadow 0.25s var(--ease);
}

.btn-primary {
  background: var(--anchor-navy);
  color: var(--anchor-warm-white);
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover {
  background: var(--anchor-navy-deep);
  transform: translateY(-1px);
  box-shadow: var(--shadow);
}

.btn-ghost {
  background: transparent;
  color: var(--anchor-navy);
  border-color: var(--anchor-sage);
}
.btn-ghost:hover {
  background: var(--anchor-sage);
  color: var(--anchor-warm-white);
}

.btn-sm {
  padding: 0.6rem 1.1rem;
  font-size: 0.95rem;
}

.btn-block {
  width: 100%;
}

/* Header ------------------------------------------------------------------ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 253, 252, 0.85);
  backdrop-filter: saturate(140%) blur(10px);
  border-bottom: 1px solid rgba(127, 150, 136, 0.18);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1rem 0;
  gap: 1.5rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 1rem;
  text-decoration: none;
  color: var(--anchor-navy);
}

.brand-logo {
  width: 96px;
  height: 96px;
  object-fit: contain;
  flex-shrink: 0;
  filter: drop-shadow(0 3px 10px rgba(18, 49, 74, 0.15));
  transition: transform 0.4s var(--ease);
}
.brand:hover .brand-logo {
  transform: rotate(-4deg) scale(1.04);
}

.brand-text {
  display: flex;
  flex-direction: column;
  line-height: 1.05;
}

.brand-name {
  font-family: var(--serif);
  font-weight: 600;
  font-size: 2rem;
  letter-spacing: 0.005em;
  color: var(--anchor-navy);
}

.brand-sub {
  font-size: 0.78rem;
  color: var(--anchor-sage);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  margin-top: 5px;
  font-weight: 600;
}

@media (max-width: 720px) {
  .brand-logo {
    width: 76px;
    height: 76px;
  }
  .brand-name {
    font-size: 1.5rem;
  }
  .brand-sub {
    font-size: 0.68rem;
    letter-spacing: 0.18em;
  }
}
@media (max-width: 480px) {
  .brand-logo {
    width: 64px;
    height: 64px;
  }
  .brand-name {
    font-size: 1.25rem;
  }
}

.primary-nav {
  display: flex;
  align-items: center;
  gap: 1.6rem;
}

.primary-nav a {
  text-decoration: none;
  color: var(--anchor-text);
  font-weight: 500;
  font-size: 0.97rem;
  position: relative;
  padding: 0.35rem 0;
}

.primary-nav a:not(.nav-cta)::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 1px;
  background: var(--anchor-sage);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s var(--ease);
}
.primary-nav a:not(.nav-cta):hover::after {
  transform: scaleX(1);
}

.primary-nav .nav-cta,
.primary-nav .nav-cta:hover {
  color: var(--anchor-warm-white);
}

.nav-toggle {
  display: none;
  background: transparent;
  border: 0;
  width: 42px;
  height: 42px;
  padding: 8px;
  cursor: pointer;
}
.nav-toggle span {
  display: block;
  height: 2px;
  background: var(--anchor-navy);
  border-radius: 2px;
  margin: 5px 0;
  transition: transform 0.25s var(--ease), opacity 0.25s var(--ease);
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}
.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

@media (max-width: 880px) {
  .nav-toggle {
    display: block;
  }
  .primary-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--anchor-warm-white);
    border-bottom: 1px solid rgba(127, 150, 136, 0.2);
    padding: 0.5rem 1.25rem 1.25rem;
    transform: translateY(-12px);
    opacity: 0;
    pointer-events: none;
    transition: transform 0.25s var(--ease), opacity 0.25s var(--ease);
  }
  .primary-nav.open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }
  .primary-nav a {
    padding: 0.85rem 0;
    border-bottom: 1px solid rgba(127, 150, 136, 0.15);
  }
  .primary-nav .nav-cta {
    margin-top: 0.85rem;
    text-align: center;
  }
}

/* Hero -------------------------------------------------------------------- */
.hero {
  position: relative;
  background: linear-gradient(180deg, var(--anchor-cream) 0%, var(--anchor-warm-white) 100%);
  overflow: hidden;
  padding: clamp(3rem, 7vw, 6rem) 0 clamp(3rem, 6vw, 5rem);
}

.hero-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}
.hero-bg svg {
  width: 100%;
  height: 100%;
}

.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

@media (max-width: 880px) {
  .hero-grid {
    grid-template-columns: 1fr;
  }
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--anchor-sage);
  margin-bottom: 1.25rem;
}
.eyebrow .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--anchor-sage);
  box-shadow: 0 0 0 4px rgba(127, 150, 136, 0.18);
}

.hero-copy .lead {
  font-size: 1.12rem;
  color: var(--anchor-text);
  max-width: 38rem;
  margin-top: 0.5rem;
}

.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin: 1.75rem 0 2rem;
}

.hero-trust {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem 1.75rem;
  color: var(--anchor-muted);
  font-size: 0.95rem;
}
.hero-trust li {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.hero-trust span {
  color: var(--anchor-sage);
}

/* Portrait frame */
.hero-portrait {
  margin: 0;
  text-align: center;
}

.portrait-frame {
  position: relative;
  width: min(360px, 100%);
  margin-inline: auto;
  border-radius: 999px 999px 240px 240px / 460px 460px 240px 240px;
  overflow: hidden;
  background: var(--anchor-cream);
  box-shadow: var(--shadow);
  aspect-ratio: 4 / 5;
}

.portrait-frame::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  box-shadow: inset 0 0 0 1px rgba(127, 150, 136, 0.35);
  pointer-events: none;
}

.portrait-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.portrait-frame-lg {
  width: min(420px, 100%);
}

.hero-portrait figcaption {
  margin-top: 1.1rem;
  font-size: 0.95rem;
  color: var(--anchor-muted);
  display: flex;
  flex-direction: column;
}
.hero-portrait figcaption strong {
  color: var(--anchor-navy);
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 600;
}

/* Trust strip -------------------------------------------------------------- */
.trust-strip {
  background: var(--anchor-navy);
  color: var(--anchor-warm-white);
}
.trust-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 0.75rem 1.5rem;
  padding: 1rem 0;
  font-size: 0.92rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-weight: 500;
}
.trust-inner .sep {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--anchor-sage-light);
  opacity: 0.7;
}

/* Sections ---------------------------------------------------------------- */
.section {
  padding: clamp(3.5rem, 7vw, 6rem) 0;
}

.section-soft {
  background: var(--anchor-cream);
}

.section-head {
  max-width: 46rem;
  margin: 0 auto 2.75rem;
  text-align: center;
}

.kicker {
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--anchor-sage);
  margin: 0 0 0.85rem;
  position: relative;
  display: inline-block;
}
.kicker::before,
.kicker::after {
  content: "";
  display: inline-block;
  width: 28px;
  height: 1px;
  background: var(--anchor-sage);
  vertical-align: middle;
  margin: 0 0.6rem;
  opacity: 0.6;
}

.section-lede {
  font-size: 1.08rem;
  color: var(--anchor-muted);
  max-width: 36rem;
  margin: 0.5rem auto 0;
}

/* Card grid --------------------------------------------------------------- */
.card-grid {
  display: grid;
  gap: 1.5rem;
}
.card-grid.three {
  grid-template-columns: repeat(3, 1fr);
}
@media (max-width: 880px) {
  .card-grid.three {
    grid-template-columns: 1fr;
  }
}

.card {
  background: var(--anchor-warm-white);
  border: 1px solid rgba(127, 150, 136, 0.22);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  text-align: center;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}
.card-icon {
  width: 56px;
  height: 56px;
  margin: 0 auto 1rem;
  border-radius: 50%;
  background: var(--anchor-cream);
  color: var(--anchor-sage);
  display: grid;
  place-items: center;
}
.card-icon svg {
  width: 28px;
  height: 28px;
}
.card p {
  color: var(--anchor-muted);
  margin-bottom: 0;
}

/* Support grid ------------------------------------------------------------- */
.support-grid {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1px;
  background: rgba(127, 150, 136, 0.25);
  border: 1px solid rgba(127, 150, 136, 0.25);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
@media (max-width: 1024px) {
  .support-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 520px) {
  .support-grid {
    grid-template-columns: 1fr;
  }
}
.support-grid li {
  background: var(--anchor-warm-white);
  padding: 1.6rem 1.5rem;
  transition: background 0.3s var(--ease);
}
.support-grid li:hover {
  background: var(--anchor-cream);
}
.support-grid h3 {
  font-size: 1.15rem;
  margin-bottom: 0.4rem;
}
.support-grid p {
  font-size: 0.97rem;
  color: var(--anchor-muted);
  margin: 0;
}

/* About ------------------------------------------------------------------- */
.about-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}
@media (max-width: 880px) {
  .about-grid {
    grid-template-columns: 1fr;
  }
}

.about-portrait {
  text-align: center;
}

.credentials {
  margin-top: 1.25rem;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(127, 150, 136, 0.4);
  max-width: 320px;
  margin-inline: auto;
}
.cred-name {
  font-family: var(--serif);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--anchor-navy);
  margin: 0 0 0.25rem;
}
.cred-line {
  font-size: 0.92rem;
  color: var(--anchor-muted);
  margin: 0;
}

.about-belief {
  border-left: 2px solid var(--anchor-sage);
  padding: 0.25rem 0 0.25rem 1.1rem;
  font-style: italic;
  color: var(--anchor-text);
  margin: 1.5rem 0;
}

/* Steps ------------------------------------------------------------------- */
.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  counter-reset: step;
}
@media (max-width: 880px) {
  .steps {
    grid-template-columns: 1fr;
  }
}
.steps li {
  background: var(--anchor-warm-white);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  border: 1px solid rgba(127, 150, 136, 0.22);
  position: relative;
}
.step-num {
  font-family: var(--serif);
  font-size: 2.2rem;
  font-weight: 600;
  color: var(--anchor-sage);
  display: inline-block;
  margin-bottom: 0.4rem;
}
.steps p {
  color: var(--anchor-muted);
  margin: 0;
}

/* Location ---------------------------------------------------------------- */
.office-gallery {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin: 0 0 1rem;
}
.office-gallery figure {
  margin: 0;
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--anchor-cream);
  box-shadow: var(--shadow-sm);
  position: relative;
  aspect-ratio: 4 / 3;
}
.office-gallery img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s var(--ease);
}
.office-gallery figure:hover img {
  transform: scale(1.04);
}
.office-gallery figcaption {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  padding: 0.85rem 1rem;
  font-size: 0.88rem;
  color: var(--anchor-warm-white);
  background: linear-gradient(
    180deg,
    rgba(11, 38, 61, 0) 0%,
    rgba(11, 38, 61, 0.7) 100%
  );
  letter-spacing: 0.04em;
}
@media (max-width: 720px) {
  .office-gallery {
    grid-template-columns: 1fr;
  }
}
.gallery-note {
  text-align: center;
  font-size: 0.88rem;
  color: var(--anchor-muted);
  font-style: italic;
  margin: 0 0 2.5rem;
}

.location-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 5vw, 3.5rem);
  align-items: stretch;
}
@media (max-width: 880px) {
  .location-grid {
    grid-template-columns: 1fr;
  }
}

.map-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(127, 150, 136, 0.3);
  box-shadow: var(--shadow);
  background: var(--anchor-cream);
  min-height: 360px;
  position: relative;
}
.map-card iframe {
  width: 100%;
  height: 100%;
  min-height: 360px;
  border: 0;
  display: block;
  filter: saturate(0.9) contrast(0.97);
}

.dir-link {
  display: inline-block;
  margin-top: 0.35rem;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--anchor-sage);
  text-decoration: none;
  border-bottom: 1px solid rgba(127, 150, 136, 0.5);
}
.dir-link:hover {
  color: var(--anchor-navy);
  border-bottom-color: var(--anchor-navy);
}

.info-list {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
  display: grid;
  gap: 1rem;
}
.info-list li {
  display: grid;
  grid-template-columns: 160px 1fr;
  gap: 1rem;
  padding-bottom: 1rem;
  border-bottom: 1px dashed rgba(127, 150, 136, 0.4);
}
.info-list li:last-child {
  border-bottom: 0;
}
.info-label {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--anchor-sage);
  font-weight: 600;
  padding-top: 2px;
}
@media (max-width: 560px) {
  .info-list li {
    grid-template-columns: 1fr;
    gap: 0.25rem;
  }
}

.quote-card {
  background: linear-gradient(160deg, var(--anchor-navy) 0%, var(--anchor-navy-deep) 100%);
  color: var(--anchor-warm-white);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  position: relative;
  box-shadow: var(--shadow);
  margin-top: 1.75rem;
}
.quote-card .quote-mark {
  width: 36px;
  height: 36px;
  color: var(--anchor-sage-light);
  margin-bottom: 0.5rem;
}
.quote-card .quote-mark-end {
  transform: rotate(180deg);
  display: block;
  margin: 0.5rem 0 0 auto;
}
.quote-card p {
  font-family: var(--serif);
  font-size: 1.35rem;
  line-height: 1.45;
  margin: 0;
}
.quote-attr {
  font-family: var(--sans) !important;
  font-size: 0.85rem !important;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--anchor-sage-light) !important;
  margin-top: 1.25rem !important;
}

/* Contact ----------------------------------------------------------------- */
.section-contact {
  background: linear-gradient(180deg, var(--anchor-cream) 0%, var(--anchor-warm-white) 100%);
}

/* Quick-contact cards */
.contact-quick {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  max-width: 48rem;
  margin: 0 auto 1.5rem;
}
@media (max-width: 560px) {
  .contact-quick {
    grid-template-columns: 1fr;
  }
}
.contact-quick-card {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  background: var(--anchor-warm-white);
  border: 1px solid rgba(127, 150, 136, 0.3);
  border-radius: var(--radius-lg);
  text-decoration: none;
  color: var(--anchor-navy);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease),
    border-color 0.25s var(--ease);
  box-shadow: var(--shadow-sm);
}
.contact-quick-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow);
  border-color: rgba(127, 150, 136, 0.6);
}
.contact-quick-icon {
  width: 44px;
  height: 44px;
  background: var(--anchor-cream);
  border-radius: 50%;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  color: var(--anchor-sage);
}
.contact-quick-icon svg {
  width: 20px;
  height: 20px;
}
.contact-quick-body {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}
.contact-quick-label {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-weight: 600;
  color: var(--anchor-sage);
}
.contact-quick-value {
  font-weight: 500;
  color: var(--anchor-navy);
}

/* Contact CTA panel + modal ------------------------------------------------ */
.contact-cta-panel {
  max-width: 40rem;
  margin: 0 auto;
  text-align: center;
}

.contact-intro {
  font-size: 1.15rem;
  color: var(--anchor-text);
  margin: 0 auto 1.75rem;
  max-width: 34rem;
}

.btn-lg {
  padding: 1rem 2.1rem;
  font-size: 1.08rem;
}
.cta-icon {
  display: inline-flex;
}
.cta-icon svg {
  width: 20px;
  height: 20px;
}

.contact-cta-note {
  font-size: 0.95rem;
  color: var(--anchor-muted);
  margin: 1.5rem auto 0;
  max-width: 32rem;
}
.contact-cta-note a {
  color: var(--anchor-navy);
  font-weight: 500;
  white-space: nowrap;
}

/* Modal */
.contact-modal {
  position: fixed;
  inset: 0;
  z-index: 1000;
  display: grid;
  place-items: center;
  padding: clamp(0.75rem, 3vw, 2rem);
}
.contact-modal[hidden] {
  display: none;
}

.contact-modal-overlay {
  position: absolute;
  inset: 0;
  background: rgba(11, 38, 61, 0.55);
  backdrop-filter: blur(3px);
  animation: modal-fade 0.25s var(--ease);
}

.contact-modal-dialog {
  position: relative;
  width: min(720px, 100%);
  max-height: min(92vh, 920px);
  background: var(--anchor-warm-white);
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 60px rgba(11, 38, 61, 0.35);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  animation: modal-pop 0.3s var(--ease);
}

@keyframes modal-fade {
  from { opacity: 0; }
  to { opacity: 1; }
}
@keyframes modal-pop {
  from { opacity: 0; transform: translateY(12px) scale(0.985); }
  to { opacity: 1; transform: none; }
}

.contact-modal-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 1.5rem 1rem;
  border-bottom: 1px solid rgba(127, 150, 136, 0.22);
}
.contact-modal-kicker {
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  color: var(--anchor-sage);
  font-weight: 600;
  margin: 0 0 0.2rem;
}
.contact-modal-header h2 {
  font-size: 1.5rem;
  margin: 0;
}

.contact-modal-close {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1px solid rgba(127, 150, 136, 0.3);
  background: var(--anchor-cream);
  color: var(--anchor-navy);
  cursor: pointer;
  display: grid;
  place-items: center;
  transition: background 0.2s var(--ease), transform 0.2s var(--ease);
}
.contact-modal-close:hover {
  background: var(--anchor-sand);
  transform: rotate(90deg);
}
.contact-modal-close svg {
  width: 18px;
  height: 18px;
}

.contact-modal-body {
  flex: 1;
  min-height: 0;
  background: var(--anchor-warm-white);
}
.contact-modal-frame {
  width: 100%;
  height: 100%;
  min-height: 540px;
  border: 0;
  display: block;
}

.contact-modal-foot {
  margin: 0;
  padding: 0.85rem 1.5rem;
  font-size: 0.82rem;
  color: var(--anchor-muted);
  text-align: center;
  border-top: 1px solid rgba(127, 150, 136, 0.18);
  background: var(--anchor-cream);
}
.contact-modal-foot a {
  color: var(--anchor-sage);
  font-weight: 500;
}

body.modal-open {
  overflow: hidden;
}

@media (prefers-reduced-motion: reduce) {
  .contact-modal-overlay,
  .contact-modal-dialog {
    animation: none;
  }
}

.contact-list {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
  display: grid;
  gap: 1.25rem;
}
.contact-list li {
  display: grid;
  grid-template-columns: 90px 1fr;
  gap: 1rem;
  align-items: baseline;
}
.contact-label {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--anchor-sage);
  font-weight: 600;
}
.contact-list a {
  color: var(--anchor-navy);
  font-weight: 500;
  text-decoration: none;
  border-bottom: 1px solid rgba(127, 150, 136, 0.5);
}
.contact-list a:hover {
  border-bottom-color: var(--anchor-sage);
}

/* Footer ------------------------------------------------------------------ */
.site-footer {
  background: var(--anchor-navy-deep);
  color: var(--anchor-cream);
  padding: clamp(2.5rem, 5vw, 4rem) 0 1.5rem;
  margin-top: 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr 1fr;
  gap: 2rem;
}
@media (max-width: 880px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}
@media (max-width: 520px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
}

.footer-brand .footer-logo {
  width: 60px;
  height: 60px;
  background: var(--anchor-cream);
  border-radius: 50%;
  padding: 6px;
  margin-bottom: 1rem;
}

.footer-tagline {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.15rem;
  color: var(--anchor-sage-light);
  margin: 0;
}

.footer-col h4 {
  font-family: var(--sans);
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--anchor-sage-light);
  margin: 0 0 0.85rem;
}
.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.5rem;
  font-size: 0.95rem;
}
.footer-col a {
  color: var(--anchor-cream);
  text-decoration: none;
}
.footer-col a:hover {
  color: var(--anchor-warm-white);
  text-decoration: underline;
  text-decoration-color: var(--anchor-sage-light);
}

.footer-bottom {
  margin-top: 2.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(174, 189, 178, 0.2);
  font-size: 0.82rem;
  color: rgba(248, 244, 238, 0.7);
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

/* Fees & Insurance -------------------------------------------------------- */
.fees-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  align-items: stretch;
}
@media (max-width: 880px) {
  .fees-grid {
    grid-template-columns: 1fr;
    max-width: 30rem;
    margin: 0 auto;
  }
}

.fee-card {
  background: var(--anchor-warm-white);
  border: 1px solid rgba(127, 150, 136, 0.28);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  padding: 2rem 1.85rem;
  display: flex;
  flex-direction: column;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
}
.fee-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.fee-card h3 {
  font-size: 1.4rem;
  color: var(--anchor-navy);
  margin: 0 0 1rem;
  padding-bottom: 0.85rem;
  border-bottom: 1px solid rgba(127, 150, 136, 0.3);
}

.fee-price {
  font-family: var(--serif);
  font-size: 2.4rem;
  font-weight: 700;
  line-height: 1;
  color: var(--anchor-navy);
  margin: 0 0 0.4rem;
}
.fee-price span {
  font-size: 1rem;
  font-weight: 500;
  color: var(--anchor-muted);
}

.fee-desc {
  color: var(--anchor-muted);
  margin: 0 0 0.75rem;
}

.fee-tag {
  margin: auto 0 0;
  align-self: flex-start;
  background: rgba(127, 150, 136, 0.16);
  color: var(--anchor-navy);
  font-size: 0.9rem;
  font-weight: 600;
  padding: 0.45rem 0.9rem;
  border-radius: 999px;
}

.fee-subhead {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--anchor-sage);
  margin: 0.9rem 0 0.5rem;
}
.fee-subhead:first-of-type {
  margin-top: 0;
}

.fee-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.fee-list li {
  position: relative;
  padding: 0.32rem 0 0.32rem 1.4rem;
  color: var(--anchor-text);
}
.fee-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72rem;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--anchor-sage);
}

.fees-note {
  text-align: center;
  color: var(--anchor-muted);
  font-size: 0.98rem;
  max-width: 40rem;
  margin: 1.75rem auto 0;
}

/* FAQ --------------------------------------------------------------------- */
.faq-list {
  max-width: 46rem;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background: var(--anchor-warm-white);
  border: 1px solid rgba(127, 150, 136, 0.28);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  transition: box-shadow 0.25s var(--ease), border-color 0.25s var(--ease);
}

.faq-item[open] {
  box-shadow: var(--shadow);
  border-color: rgba(127, 150, 136, 0.5);
}

.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 1.15rem 1.4rem;
  font-family: var(--serif);
  font-size: 1.28rem;
  font-weight: 600;
  color: var(--anchor-navy);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "";
  flex: none;
  width: 11px;
  height: 11px;
  border-right: 2px solid var(--anchor-sage);
  border-bottom: 2px solid var(--anchor-sage);
  transform: rotate(45deg);
  transition: transform 0.25s var(--ease);
}

.faq-item[open] summary::after {
  transform: rotate(-135deg);
}

.faq-item summary:hover {
  color: var(--anchor-navy-deep);
}

.faq-item summary:focus-visible {
  outline: 2px solid var(--anchor-sage);
  outline-offset: -4px;
  border-radius: var(--radius);
}

.faq-answer {
  padding: 0 1.4rem 1.25rem;
}

.faq-answer p {
  margin: 0;
  color: var(--anchor-text);
  line-height: 1.7;
}

@media (prefers-reduced-motion: no-preference) {
  .faq-item[open] .faq-answer {
    animation: faqReveal 0.28s var(--ease);
  }
}

@keyframes faqReveal {
  from {
    opacity: 0;
    transform: translateY(-4px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

/* Reveal animations -------------------------------------------------------- */
.reveal {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}
.reveal.is-visible {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
  }
  html {
    scroll-behavior: auto;
  }
  .reveal {
    opacity: 1;
    transform: none;
  }
}
